Save With Flooding Rebates
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Durham Basement Flooding Loan

Pickering, Ajax, Whitby, and Oshawa do not have a rebate you keep. Durham can lend up to $3,000, interest-free, after a sanitary sewer backup.

Durham does not publish a rebate that you keep. It offers an interest-free loan of up to $3,000 for a sump pump and an approved backwater valve, after a sanitary sewer backup in an existing home. The loan is repaid in equal amounts on the quarterly water and sewer bill, within 3 years.

Covers Pickering, Ajax, Whitby, and Oshawa.

What the loan can cover

One loan per eligible flooding event, up to $3,000 combined for the sump pump and the backwater valve. It is advanced against original invoices after a municipal plumbing inspector approves the installation.

  • Sump pump and backwater valve$3,000
Eligible workShareMaximum loan
Sump pump and backwater valveUp to the maximum$3,000

Planning figure

Your loan figure

This is a loan, not a payment you keep. Durham adds the repayment to the quarterly water and sewer bill.

Region can lendUp to $3,000

You repayOn your water bill

The loan is up to $3,000 for both items together, interest-free, repaid within 3 years. A blank invoice shows that maximum. This is not a rebate.

Who can apply

  • The home is an existing residential property in Durham, including Pickering, Ajax, Whitby, and Oshawa.
  • You can show the basement flooded from a sanitary sewer backup.
  • A municipal plumbing inspector has approved the installation.
  • You submit original invoices for the eligible contracting work.

905-668-7711

How we handle the paperwork

  1. 1

    Report the flood

    Durham asks you to report basement flooding to the local Works depot so staff can look at the source.

  2. 2

    Install only what the loan covers

    The notice covers a sump pump and an approved backwater valve. We quote those as separate lines so the invoices match.

  3. 3

    The loan is added to the water bill

    There is no interest. Repayment is in equal amounts on the quarterly water and sewer bill, and the term is not more than 3 years.

Questions about this program

Amounts were checked against the Region of Durham Basement Flooding Loan Program on October 5, 2026. The loan terms are in the Region's sump pump loan notice (PDF), linked from that page. Sump pump loan notice (PDF).

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